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1. General
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1.1
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This website is operated by Bank-Smart. As a user of this Website you
(referred to as "you/your") acknowledge that any use of the Website including any
transactions you make ("use/using") is subject to our terms and conditions below
(which includes any other important hyper-linked sections e.g. Privacy Policy.
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1.2
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All materials and information contained on this website are intended only as general guidance.
They do not constitute advice. You should not rely on any such information and should obtain
formal professional advice before taking any action or omitting to take any action in relation
to any information or materials contained on this website.
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1.3
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We reserve the right to change these terms and conditions at any time. Any such changes will
take effect when posted on this website (see date at the top) and it is your responsibility
to read the terms and conditions on each occasion you use this website and your continued use
of this website shall signify your acceptance to be bound by the latest terms and conditions.
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2. Intellectual Property
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2.1
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All copyright and all other intellectual property rights in all materials and/or content
contained on this website shall remain at all times vested in us or our licensors. You are
permitted to use this material only as expressly authorised by us or our licensors.
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2.2
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You acknowledge and agree that the material and content contained on this website is made
available for your personal non-commercial use only and that you may only download such material
and content for your own personal use or that of your firm or company. You further acknowledge
that any other use of the material and content of this website is strictly prohibited and you
agree not to (and agree not to assist or facilitate any third party to) copy, reproduce, transmit,
publish, display, distribute, commercially exploit or create derivative works of such material and
content.
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3. Liability
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3.1
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Nothing in these terms and conditions excludes or limits liability for death or personal injury
caused by negligence, fraudulent misrepresentation, or any other liability which may not otherwise
be limited or excluded under applicable law.
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3.2
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Subject to Section 3.1 above, Bank-Smart will use reasonable endeavours to verify
the accuracy of any information on this website but makes no representation or warranty of any
kind express or implied statutory or otherwise regarding the contents or availability of this
website or that it will be timely or error-free, that defects will be corrected, or that the
site or the server that makes it available are free of viruses or bugs or represents the full
functionality, accuracy, reliability of the website. Bank-Smart will not be
responsible or liable to you for any loss of content or material uploaded or transmitted
through the website and Bank-Smart accepts no liability of any kind for any
loss or damage from action taken or taken in reliance on material or information contained
on this website.
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3.3
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Subject to Section 3.1 your use of this website and any information or materials contained into
are done so entirely at your own risk. Bank-Smart does not accept any liability
for losses or damages, whether direct or indirect that you may suffer as a result of using
this website or your reliance on any information or materials contained on this website.
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4. Miscellaneous Provisions
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4.1
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The content of this website and any dispute arising out of the website and/or our
relationship shall be governed exclusively by English law and shall be subject to the
exclusive jurisdiction of the English courts.
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